2024 Car insurance keeps going up - Between insurance and parking I’m going to be paying $400+ per month before even including the actual car payment and gas. I know that I’m statistically in a very good place given my income, but I legitimately don’t know how I’m going to keep up with everything getting so expensive.

 
Car insurance rates usually go up depending on your credit score and previous convictions, as they will show people if you are a high-risk client. Plus, becoming a senior citizen can …. Car insurance keeps going up

You don't need rocket science to know that your auto insurance policy rates will increase if your car is involved in more traffic violations. That aside, there ...Increased Vehicle Value. Another contributor affecting the auto insurance market: the value of most vehicles — both new and used — increased while supply decreased. As of September 2022, used car and truck prices went up 7.2% and new vehicle prices were 9.4% higher when compared to September 2021. 2. More expensive cars (and parts) also ...Auto accidents and traffic violations are common explanations for an insurance rate increasing, but there are other reasons why car insurance premiums go up including an address change, new vehicle, and claims in your zip code. Here are some of the biggest factors why Florida insurance rates are going up: 1. Reinsurance costs. One factor that makes Florida’s insurance sector unique is its heavy reliance on reinsurance ...17 thg 2, 2022 ... Donelon said as drivers emerged from lockdown the number of car accidents went up too, which started to affect insurance rates. Advertisement. “ ...From a tornado's wind damage to a hurricane's flooding, weather can wreak havoc on your car. After a severe storm that causes property damage, you might see an increase in your insurance rate ...Bad Weather. Another cause of the “Why does my car insurance keep going up?” problem is extreme weather conditions like floods, hailstorms, etc. The United States, for example, is well-known ...Car insurance keeps going up despite excellent driving record? I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my ...7 thg 3, 2023 ... You control other factors, too that may have caused your rates to go up. If you buy a more expensive car, for example, or move to an area that ...Jul 6, 2023 · Car Insurance Keeps Going Up. Rise in car crashes and fatalities · 4. If your car insurance went up without explanation, kevin benenhaley can relate. For instance, if you add another car, or a teenaged . · see what you can save on car insurance. Even the best of drivers, with no accidents and no changes … Handling Car Insurance Rates. It can be frustrating to find that your car insurance keeps going up upon renewal, but understanding the rationale behind the action can sometimes make the pill easier to swallow. If you’re looking for another car insurance company, feel free to contact us anytime for a quote. We want you and your family and your ...Here are some suggestions for how you can lower the cost of your car insurance. ... Fewer accidents means fewer claims paid out, which keeps premiums lower ...See full list on usatoday.com Statefarm Auto Insurance goes up every 6 months without reason? I've had no accidents and claims. 8+ yr clean driving history. Before I was insured by parents but now I pay my own insurance. Here are my charges: Car: Owned 2017 Honda Civic State: California Age:26 12/2016: $570 (6 mo) 7/2017: $610 (6 mo) 12/2017: $630 (6 mo)Travel insurance is a must have for traveling the world and keeping peace of mind. This applies whether you are traveling for fun or taking a business trip to another area. The benefits of travel insurance include more than just peace of mi...Before you top up, double check the label of your half-full bottle to make sure it’s not expired. ... Here’s why your car insurance keeps going up. Car Ownership Car Maintenance. ... It took my car insurance from about $400/month to about $80. The entire experience is seamless.”WebHe was paying £264.49 for comprehensive insurance until November 2021, but found the same level of cover for a similar electric vehicle brought up quotes …The average premium for homeowner s insurance rose 12.1 percent from May 2021 to May 2022, according to Policygenius; the average annual increase was $13 4. Although there’s some evidence that inflation in homeowners insurance is easing in 2023 — Bankrate.com calculates the increase from 2022 to 2023 at just 3 percent — inflation in ...WebBad Weather. Another cause of the “Why does my car insurance keep going up?” problem is extreme weather conditions like floods, hailstorms, etc. The United States, for example, is well-known ...Insurance. I have car insurance with USAA and my car insurance keeps increasing after each policy renewal. The last period I decided to do the USAAsafepilot feature and received a 19% discount that amounted to $190 off of my next period premium. Well now my premium cost more because the states rate (GA) keeps increasing.Auto accidents and traffic violations are common explanations for an insurance rate increasing, but there are other reasons why car insurance premiums go up including an address change, new vehicle, and claims in your zip code.1 thg 2, 2023 ... Mariano Harris, a Renton driver, said his rates are increasing by about $200 this year. “Mine is ridiculous,” Harris said. “It's terrible.The Centers for Medicare and Medicaid Services (CMS) predict a 2.4% annual inflation rate for medical care, while the Federal Highway Administration forecasts a 1.1% annual increase in vehicle miles traveled. This model forecasts auto insurance premiums to increase by 24% by 2030.Auto accidents and traffic violations are common explanations for an insurance rate increasing, but there are other reasons why car insurance premiums go up including …21 thg 4, 2023 ... ... car insurance went up, our property insurance went up and we are noticing utilities. Everything is slowly nickel and diming its way up and I ...10 thg 1, 2023 ... Even the best of drivers, with no accidents and no changes experience car insurance rate increases. This is due in part to the economy, ...Oct 11, 2022 · The cost of insuring your car is rising due to higher car prices, higher car replacement parts costs, more car crashes and fatalities, and a broken supply chain. Find out how these factors affect your premium and what you can do to lower it. Car insurance rates usually go up depending on your credit score and previous convictions, as they will show people if you are a high-risk client. Plus, becoming a senior citizen can …Increased Vehicle Value. Another contributor affecting the auto insurance market: the value of most vehicles — both new and used — increased while supply decreased. As of September 2022, used car and truck prices went up 7.2% and new vehicle prices were 9.4% higher when compared to September 2021. 2. More expensive cars (and parts) also ...Nov 13, 2023 · The average cost of car insurance spikes depending on the severity of your violation: With a speeding ticket: Your annual rates increase by 24.7% or $260 on average. After an accident: Your annual rates go up by 46.2% or $487 on average. With a DUI: Your annual rates soar by 76.6% or $808 on average. 18 thg 8, 2023 ... Experts say more accidents and higher costs for replacement parts are contributing factors. In Florida, premiums have increased by 25% in ...When you’re shopping for car insurance, you may come across something called a vehicle class code. This code is used to determine the type of car you drive and how much your insurance premium will be.The average cost of full coverage car insurance will be $1,780 a year. As cooling inflation offers consumers much-needed relief, many car owners are in for a rude awakening when insurance renewal ...WebSee full list on usatoday.com My car’s losing value so why is my premium going up? Unless you own a valuable classic or much sought-after car that will increase in value, all cars tend to depreciate in value over time.. Insurance provider Budget Direct says a new car can depreciate in value by 10% to 15% as soon as you drive it out of the dealer’s lot, and …Zoe Wood. I had been reading about the rising cost of car insurance but I was still shocked when our renewal quote for this year arrived from Aviva, which had shot up from £893 to £2,531. An ...WebAs you get older, your car insurance premiums tend to go down, hitting their lowest between age 50 and 60 before rising again after age 65. Additionally, car insurance premiums vary according to the gender of the driver, with female drivers paying less per year on average, for the most part, compared to male drivers.Web5 ways car insurance fraud can happen. Vehicle dumping, aka "give-up" This type of car insurance fraud occurs when the owner disposes of the vehicle by leaving it somewhere, burning it, dumping it in a lake or even selling it, and then claiming it was stolen. In situations where the car is sold before being reported stolen, the fraud is ...Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record. While it may be tempting to reduce or eliminate coverages to help lower ...Web15 thg 8, 2023 ... If it makes you feel any better, auto insurance charges are going up ... increasing deductibles, Sangameshwar says. While reducing coverages or ...... vehicle, adding or changing a driver and increasing the amount of your coverage. ... car insurance to go up every year. Whatever the reason, you can be sure that ...According to data from Insurance Information Institute, in 2020, on average, car insurers paid out roughly $0.93 for every premium dollar. That flipped to paying out $1.02 for each premium dollar ...Here’s why your car insurance keeps going up. Finding cheap insurance. Car insurance is an annual maintenance cost for your BMW, too. But we hate to say that you’re probably overpaying for it. ... “Jerry lowered my car insurance from $400/month to $80. I saved $3,840.” - Gregory R.Car insurance keeps going up despite excellent driving record? I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my ...WebOn the other hand, good credit scores may have up to 25% cheaper rates than people with normal credit scores. As such, if your credit score recently went down, your car insurance rates will likely go up. 7. Adding Drivers And Cars. Occasionally, you can add more cars and drivers to your car insurance policy, but doing so will surely increase ...WebIf you own a classic car, you understand the importance of protecting your investment. That’s where Grundy Classic Car Insurance comes in. Founded in 1947, Grundy is a trusted name in the classic car insurance industry.I don't understand why my car insurance keeps going up when my everything I know about risk factors keeps going down. 6 years ago, I drove the same exact make and model of car, was unmarried, renting, had a speeding ticket from 2012, a slightly lower credit score and my daily mileage was quadruple.Web... going to rise and auto insurance rates will go up as a result. More cars ... And that's not all because car use is also increasing. More and more people are ...Auto accidents and traffic violations are common explanations for an insurance rate increasing, but there are other reasons why car insurance premiums go up including an address change, new vehicle, and claims in your zip code.Here’s why your car insurance keeps going up. ... and if anything, the prices for them will have gone up. How many 2021 Dodge Challenger Super Stocks were made? Amber Reed. Jan 17, 2023. ... “Jerry lowered my car insurance from $400/month to $80. I saved $3,840.” …Insurance agents who have previously worked for different insurance firms are likely familiar with varying series of policy numbers, states CarInsuranceComparison.com. Independent agents are also knowledgeable regarding the policy numbers o...My last auto insurance premium went down, not up. Not sure what you experienced, but most insurers cut rates by about 15% due to less driving during Covid. That has to be made up now as people get back to driving. If you now permanently work from home vs. commuting you should get your annual miles adjusted downward.Candace Baker, Car Insurance Writer. @candacebaker • 10/18/23. Farmers is so expensive because of agent commissions and rising costs overall for insurance companies. At $1,044 per year per year, the average Farmers car insurance policy is a lot more more expensive than the national average of $671 per year for a policy with minimum coverage.29 thg 10, 2022 ... Companies are seeking to raise rates now because their costs are increasing as driving rates return to normal, Shmuel said. "Anywhere you look ...While rising prices have begun to cool, the price for new vehicles still climbed a scorching 10.4% between July 2021 and July 2022. Similarly, used cars and trucks also increased 6.6% during the ...New York CNN —. Across the United States, the cost of car insurance is up 19% compared to a year ago, according to August’s Consumer Price Index report released on Wednesday. That’s the ...The average cost of a combined home insurance policy is £138.75, according to MoneySupermarket’s Price Index. This compares to the average cost of buildings insurance at £110.38 and contents ...How Age Affects Car Insurance Prices for Men and Women. Teen drivers pay three times more for car insurance than middle-aged drivers. And men pay 6% more for car insurance than women. A 16-year-old driver pays $613 for full coverage insurance, on average. In comparison, 60-year-old drivers pay around $158 per month for the same …Reason #3 – Insurance Goes Up If You Have A Change In Your Credit. Another reason car insurance can go up for no apparent reason is when the named insured has had a change in their credit. Insurance scores are used by many carriers to rate policies. This is a number derived from the insured’s credit, and which is allegedly predictive of how ... Is their self-centred objectification of all drivers on the road except themselves, one of the reasons why ICBC is in debt and our car insurance keeps going up and up? In addition to the “cut people off rather than wait to be let in” attitude of more and more drivers, few seem to show appreciation when someone actually lets them in – as ...28 thg 10, 2018 ... Have you shopped around for other providers yet? Insurance is a product where it's common practice for your rates to rise the longer you stay ...Your Auto Insurance Keeps Going Up. You’re Not Going to Catch a Break Anytime Soon. By Megan Leonhardt. Aug 11, 2023, 2:30 am EDT. Share. Resize. Reprints.Jan 12, 2023 · On the electric side, the Porsche Taycan and Tesla Model Y will set you back much more than average to insure. The Porsche costs $3,576 to insure on average, and the Model Y $3,310. Other EVs ... Insurance Disclosure. . If you’re asking yourself why your car insurance rate went up, you are not alone. According to proprietary rate data from analytics company Quadrant Information Services ...Web8 thg 11, 2023 ... Why is car insurance going up? Some key reasons include rising repair costs, inflation, increased accidents, and more.As most car parts are imported then any economic factors here can cause fluctuations. Also, the number of claims and their totals in the broader market can have a knock-on effect on individuals policies. Insurers may also have to pay Insurance Premium Tax which over the years has increased from 2.5% to 12%. Car insurance keeps going up despite excellent driving record? I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my ...According to BLS, the latest hike continues a series of increases that have driven up car insurance rates by 15.5% during the past 12 months. Allstate, for instance, said in May that in the first quarter of 2023, it increased rates by an average of 8.4% in 28 locations. But Allstate wasn’t alone, and consumers have noticed the pinch.Why did my car insurance go up 10%? The more violations you have, the higher your risk to file a claim—resulting in auto rate increases. Even a minor moving violation could increase the cost of your auto policy. Keep in mind that insurance companies won't increase your rate due to a non-moving violation like a parking ticket. Auto accidents and traffic violations are common explanations for an insurance rate increasing, but there are other reasons why car insurance premiums go up including an address change, new vehicle, and claims in your zip code. New York CNN —. Across the United States, the cost of car insurance is up 19% compared to a year ago, according to August’s Consumer Price Index report released on Wednesday. That’s the ...On the electric side, the Porsche Taycan and Tesla Model Y will set you back much more than average to insure. The Porsche costs $3,576 to insure on average, and the Model Y $3,310. Other EVs ...keeps going up whenever you renew it. Rising premium costs can seem like something you can’t avoid. It can be frustrating, but you’re not alone in feeling like your rates keep getting more expensive. Your premiums can increase because of ... “Jerry lowered my car insurance from $400/month to $80. I saved $3,840.” - Gregory R.WebSep 13, 2023 · traffic accidents. inflation. The cost of car insurance has jumped more than 19% in the last year, far outpacing overall inflation. There are several reasons why that's happening. As you get older, your car insurance premiums tend to go down, hitting their lowest between age 50 and 60 before rising again after age 65. Additionally, car insurance premiums vary according to the gender of the driver, with female drivers paying less per year on average, for the most part, compared to male drivers.Web28 thg 10, 2018 ... Have you shopped around for other providers yet? Insurance is a product where it's common practice for your rates to rise the longer you stay ...14 thg 9, 2023 ... The 88% increase stems from how much car insurance went up since 2013 in Florida, according to FINN, a car subscription service. The Insurance ...Sep 13, 2023 · Drivers in the Sunshine State are paying an average of $3,183 a year for full-coverage policies — up 15% from 2022, according to a recent report from Bankrate. That makes Florida the most ... Car insurance keeps going up

28 thg 10, 2018 ... Have you shopped around for other providers yet? Insurance is a product where it's common practice for your rates to rise the longer you stay .... Car insurance keeps going up

car insurance keeps going up

Classic cars are not just a mode of transportation, they are a valuable investment and a cherished piece of history. As such, it is important to protect your classic car with the right insurance coverage. When it comes to classic car insura...Jul 6, 2023 · Car Insurance Keeps Going Up. Rise in car crashes and fatalities · 4. If your car insurance went up without explanation, kevin benenhaley can relate. For instance, if you add another car, or a teenaged . · see what you can save on car insurance. Even the best of drivers, with no accidents and no changes … Whether you’re looking to purchase a brand new policy during open enrollment in the Healthcare Marketplace or you’re pretty happy with your current plan, saving money on the cost of healthcare is always an added benefit that can boost your ...2011 Subaru Impreza WRX STI, [price help]? I am looking to purchase a 2011 STI sometimes EARLY july. There are few USED ones in my area, but the price is not much different, becuase low miles NEW ...Provided by Dow Jones Oct 31, 2022 2:00 AM PDT By Russ Heaps A perfect storm of circumstances are making premiums more expensive. Plus: 5 tips to lower your …inflation. The cost of car insurance has jumped more than 19% in the last year, far outpacing overall inflation. There are several reasons why that's happening.Reason #3 – Insurance Goes Up If You Have A Change In Your Credit. Another reason car insurance can go up for no apparent reason is when the named insured has had a change in their credit. Insurance scores are used by many carriers to rate policies. This is a number derived from the insured’s credit, and which is allegedly predictive of how ... Oct 14, 2022 · Mark Huffman, Reporter. • Oct 14, 2022. As most drivers are aware, the cost of insuring a car or truck has skyrocketed recently. Motor vehicle insurance costs rose 1.3% in August and 1.6% in ... Data shows that the price of car insurance has risen by 50.9% in the past year. Photograph: Panther Media GmbH/Alamy. Sangster’s renewal offer from Admiral came in at £614, up from £328 in ...With auto insurance, the term “no-fault” means that, if you are injured or your car is damaged in an accident, even when the other party is at fault, ... If you find your auto insurance keeps going up or you’re a new driver, it simply may be time to switch insurance providers.Feb 7, 2023 · That’s why drivers in Ohio pay around $1,050 per year for car insurance, while the average driver in Michigan pays over $2,800 per year. The most expensive states for car insurance in America for drivers with a clean record (or any driving record) include: Michigan: $2,864 per year. Louisiana: $2,412 per year. Florida: $2,389 per year. 1. Higher car prices. Prices for new cars and used cars are abnormally high. Data from Kelley Blue Book parent Cox Automotive shows the average transaction price for new vehicles in August 2022 ...That’s why drivers in Ohio pay around $1,050 per year for car insurance, while the average driver in Michigan pays over $2,800 per year. The most expensive states for car insurance in America for drivers with a clean record (or any driving record) include: Michigan: $2,864 per year. Louisiana: $2,412 per year. Florida: $2,389 per year.WebWith auto insurance, the term “no-fault” means that, if you are injured or your car is damaged in an accident, even when the other party is at fault, ... If you find your auto insurance keeps going up or you’re a new driver, it simply may be time to switch insurance providers.Between insurance and parking I’m going to be paying $400+ per month before even including the actual car payment and gas. I know that I’m statistically in a very good place given my income, but I legitimately don’t know how I’m going to keep up with everything getting so expensive.29 thg 10, 2022 ... Companies are seeking to raise rates now because their costs are increasing as driving rates return to normal, Shmuel said. "Anywhere you look ...That’s why drivers in Ohio pay around $1,050 per year for car insurance, while the average driver in Michigan pays over $2,800 per year. The most expensive states for car insurance in America for drivers with a clean record (or any driving record) include: Michigan: $2,864 per year. Louisiana: $2,412 per year. Florida: $2,389 per year.Quotes for car insurance policies were up 34 per cent in the year leading up to May 2023, according to Consumer Intelligence, which marks the largest annual rise in costs since the group began ...Car insurance keeps going up despite excellent driving record? I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my ...Car insurance keeps going up despite excellent driving record? I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my ...Avoid filing small claims. Bach suggests owners avoid filing for small claims, which can put homeowners in a higher risk category and end up costing them more money. “Save your insurance for the ...4:15 PM EDT, Sat June 24, 2023. A A. The price of insuring a car is soaring to record highs. The average policy right now in Florida is costing you about $3,100 a year as rates have gone up 17 ...Web23 thg 4, 2019 ... You just received another letter from your insurance company notifying you that your car insurance rates will be increasing this year.If you own a 2011-2021 Kia or Hyundai, check with your carmaker about your specific vehicle to find out whether you’re at a higher risk for car theft and what the manufacturer will do to help ...My car insurance keeps going up. Recommend your well-priced insurance or give me any tips to make it cheaper. I live in SoCal fwiw report. ... Subject: Help me find a more affordable car insurance. quote. Anonymous. My Geico went up a ton this year. Forget them! report. 09/18/2022 22:17. Subject: Re:Help me find a more …Auto insurance rates, according to the Consumer Price Index, have risen 14.7% from January 2022 to January 2023, and rates are predicted to keep going up. Currently, according to Bankrate, full coverage car insurance costs an average of $2,014 per year, or $168 on a monthly basis.If you'd prefer to speak directly with a Root claims expert, you can call 866-980-9431 during business hours. You can also file an auto insurance claim on the company's website or 24/7 via the company's dedicated phone number, but you will likely only be able to access a Root claims expert during business hours.I have geico and my policy re-ups in early January, just got the billing statement for the next six months and my premium went up by around $50 a month (nearly a 50% increase) I called to ask why it’s going up so much and was told it’s due to inflation and all policy holders in the area will see an increase in premiums — for context I have no traffic violations and have never submitted a ... Jun 9, 2020 · Auto insurance increased over time for a number of reasons: Increasing Medical Costs. Increasing Cost to Repair Vehicles. Increasing Cost for Legal. Uninsured Drivers. Credit Score. Inflation. Increasing Medical Costs – Auto accidents frequently involve injuries. These injuries are paid for through your liability coverage, uninsured motorist ... 5 thg 6, 2023 ... In a recent survey, 57% of drivers claimed their car insurance rate went up in the last 12 months, causing them to switch insurance carriers.Key Takeaways: Car insurance costs are expected to continue rising through 2023. Customer satisfaction is suffering due to slower car repairs and claims processing. Insurance companies have been ...WebAccording to BLS, the latest hike continues a series of increases that have driven up car insurance rates by 15.5% during the past 12 months. Allstate, for instance, said in May that in the first quarter of 2023, it increased rates by an average of 8.4% in 28 locations. But Allstate wasn’t alone, and consumers have noticed the pinch.Insurance companies are reacting by hiking premiums. According to the U.S. Bureau of Labor Statistics car insurance rates rose more than 5 percent in the 12 months through March, a stretch when ...WebHere are eight of the most common reasons your auto insurance may rise. 1. Changes in the economy. Inflation has been prevalent in news headlines recently. When costs for transportation of parts go up or the supply of a needed component for your vehicle is scarce, prices increase.When you need general liability insurance for your small business, keeping the cost down is a common priority. However, it’s helpful to know how much the coverage usually is, allowing you to determine if you’re getting a reasonable rate whe...If you’re looking to save money on your car insurance in Texas, taking a defensive driving online course may be the solution you need. Defensive driving courses are designed to teach drivers how to avoid accidents and drive more safely, whi...What you can do: If your car insurance rate increases due to a drop in your credit score, improve your credit. Pay your cards on time and reduce your balances. …I have my auto insurance with Allstate and they're just ripping me off. They're always bringing up the prices yearly and I want to know where I can get a better offer. My car is a 2004 Elantra and ...The US government also hasn't cared about enforcing anti-trust laws in thirty years except for a few high-profile tech mergers, so that stuff is going to keep happening. In 10-15 years there will be 5-8 large auto insurers and a bunch of small insurers that are slowly dying on the vine.Oct 14, 2022 · Mark Huffman, Reporter. • Oct 14, 2022. As most drivers are aware, the cost of insuring a car or truck has skyrocketed recently. Motor vehicle insurance costs rose 1.3% in August and 1.6% in ... Why Is My Car Insurance So High? Your particular driver profile, which includes factors like where you live, your age and your driving record, influences what you pay for car insurance. But...Car insurance keeps going up despite excellent driving record? I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my ...Car insurance keeps going up despite excellent driving record? I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my ...The average cost of a combined home insurance policy is £138.75, according to MoneySupermarket’s Price Index. This compares to the average cost of buildings insurance at £110.38 and contents ...May 5, 2023 · Choosing a higher deductible — the portion of the bill for a claim that you are responsible for, before the insurance policy pays — can lower your premium. Going from a deductible of $500 to ... 24 thg 5, 2021 ... Are more people driving in your geographic area, increasing everyone's risk on the road? Are claims rising? Are uninsured drivers getting into ...May 5, 2023 If you’ve recently gotten a more expensive car insurance bill, you’re not alone. Auto insurance costs were up about 15 percent in March from a year earlier, significantly...Bankrate recently reported that auto insurance rates are increasing by an average of 4.9% nationally. Bankrate also reports that the average cost for full coverage car insurance at the time of ...DUI Record. Being convicted of a DUI can inflict a devastating blow on your efforts to keep car insurance costs low. The national average auto insurance rate hike is 70% for drivers with a DUI ...Candace Baker, Car Insurance Writer. Your Progressive car insurance rates may have gone up due to an auto accident, a traffic violation, an address change or a new vehicle being added to your policy. Other potential reasons why your Progressive premium went up include factors out of your control, such as increased claims in your ZIP code.That’s why drivers in Ohio pay around $1,050 per year for car insurance, while the average driver in Michigan pays over $2,800 per year. The most expensive states for car insurance in America for drivers with a clean record (or any driving record) include: Michigan: $2,864 per year. Louisiana: $2,412 per year. Florida: $2,389 per year.Why Does My Car Insurance Keep Going Up? Rates commonly rise after auto accidents or traffic violations. Premiums can also increase due to life changes like …. How to use etrade